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Fatwa CenterDocumentation in case of borrowing an object depends on customs
Question
Assalaamu alaykum wa rahmatullaahi wa barakaatuhu. If I lend something, e.g. a book, to someone. Is it recommended to write it down? And should I have two witnesses? I am asking because this is not about money. Also, should we make two copies of the document and each keep a copy? What if the borrower is illiterate; in that case, can I write it and read it to him?
Answer
All perfect praise be to Allah, the Lord of the worlds. I testify that there is none worthy of worship except Allah and that Muhammad 
is His slave and Messenger.
We have not come across any statements of the scholars regarding the ruling on writing in a case such as the one mentioned in the question; it appears – Allah knows best – that its ruling and method depend on the value of the borrowed object, and the reference in this regard is to the prevailing customs and traditions of the people.
The research published by the magazine of the Islamic Fiqh Committee entitled "Documentation of Debt and Other Financial Transactions" reads, "In regard to other financial transactions, the customs prevalent among the people as their conditions entail have a significant impact in determining whether documentation is obligatory, recommended, or permissible."
Allah knows best.
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