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View By Subject 87 fatwas
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Doubtful about company-sponsored insurance plan
Our company has offered to us medical insurance where all expenses are bore by the company. We have to pay no insurance premium also. Under this policy we can go to certain clinics chosen by the insurance company for free treatment and medications with limited coverage of 75,000 Dirhams max (but only 20 Dirhams need to be paid by us as doctor's.. More
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Government accounts that benefit enrolled employees
The employer will open two accounts with government, when he recruits an employee in Sri Lanka. These are known as Employee Provident Fund (EPF) and Employee Trust Fund (ETF) this is a compulsory otherwise the employer will be prosecuted in the court of Law. Certain percentage will be taken from employee (9%) and certain percentage offered.. More
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Buying and selling insurance and life endowment policies
Is buying and selling insurance allowed in Islam? Is a life endowment policy allowed in Islam? Please explain... More
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Mutual funds are lawful with conditions
If a community of families saves money into a mutual pot that will provide for the maintenance of a family if its breadwinner dies. This is a mutual way of saving for hard times that may befall anyone. Surely, this is a prudent, which is not forbidden and is not considered gambling... More
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Difference between investing in insurance companies and depositing at home
I have read one of your selected Fatwa and to tell the truth I thought that I need more specification about it. Which about Life Insurance. You explain that because its a kind of risk and also you say because if one brother pays 10 years and the other one pays 20 years but they still get the same amount at the end. However, I am looking into it as a.. More
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Medical Insurance in Islam
My employer sets a side a specific amount of money for each employee to purchase their own selves a medical insurance which will suite their need. I understand medical insurance is not Islamically legal. My question is: will I be able to make a fake invoice that shows I have medical insurance to get my share from the company? Please note the following:.. More
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Taking life insurance on home mortgage
I would like to know if it's acceptable or forbidden in Islam to pay the house insurance company an extra amount monthly so in case of my death before paying the remaining mortgage in the determined period, the insurance will pay off the balance and my family will not lose the house and suffer hardship. Please know that I live in the United States and.. More
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Life Insurance whose interest will be given to charity
I have a question regarding Life Insurance, Is it allowed in Islam to insure the life of a man? If one decided take a policy (or he has already a policy in which he paid some premium instalments) as an investment and to donate the interest he is getting to some charities and he has the intention only to use money actually deposited. Is this permissible.. More
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Employee medical coverage in the US
I currently live and work in the USA. Employers in addition to the salaries they pay, they give employees the option of having a health/medical insurance. As you know most types of insurance are not allowable. However, the cost the medical treatment in the USA is very high and many employees can not afford to pay even for a visitation. So, is it permissible.. More
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Insurance policies are forbidden
I had paid some life insurance policies on an educational plan for my kids. I will stop from contracting life insurance anymore, can I still continue to pay for it. Since we would lose a lot if we refund the payments made... More
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Insuring a Mosque
Are we allowed to insure mosques? I live in Australia and it takes so much effort to have one constructed. Our mosque is worth 2 million dollars just completed.
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Insurance in Islam
In reference to Fatwa regarding Insurance.1) We have health insurance in our company for all the employees, can I use this insurance or not?2) It not allowed by the law in any country to have a car without insurance, so in this case we have to get insurance for the car. Shall we do it or not?3) What you think about Islamic Insurance companies?.. More
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Life insurance policies in Malaysia
I understand that life insurance is Haram and not allowed in Islam. However, many Malaysian Muslims still hold active life insurance policies because this industry started in Malaysia since 1973 and there are still many active Muslim insurance agents. The Takaful industry (Shari'a approved insurance) only became available in Malaysia since 1984. So,.. More
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Insuring Property in Riot Areas
Here in our country properties of Muslims are burnt and looted very openly during communal riots thus causing heavy financial loss. In the direct effect of this Muslims find in very hard to provide for their families. In Islam am I allowed to insure my properties knowing that Riba is Haram? If allowed under special conditions what should be those conditions?
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Medical Insurance on Pregnant Wife in South Korea
My brother is living in South Korea. His wife is pregnant. He wants to know the Fatwa for the health insurance, whether or not they should take it as the medical expenses there are very high and he is only a student there, without a job of his own, (gone for higher studies on govt. scholarship). So he wants to know whether or not he could take the insurance.. More
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