All perfect praise be to Allaah, The Lord of the Worlds. I testify that there is none worthy of worship except Allaah, and that Muhammad is His slave and Messenger.
The statement of your husband ‘you could have it’ in response to you asking him for Khul’ is not a clear acceptance of Khul’ on his part, rather this depends on what your husband intended by this statement. If he meant that he gives you Khul’ without compensation, then the jurists differed in opinion in regard to Khul’ without compensation. Indeed, Ibn Qudaamah reported their difference of opinion and said after quoting a narration from Imaam Ahmad : “It appears that this means that Khul’ without compensation is valid, and this is the view of Maalik because it is a termination of the marriage, so it is valid without compensation, like divorce. That is because Khul’ is basically legislated in case a wife hates her husband and wishes to separate from him, and so she asks him to release her, and if he accepts, then what is meant by Khul’ is achieved, so it is valid, in the same way as if it was with compensation…” Then he (Ibn Qudaamah) mentioned the other narration from Imaam Ahmad and said: “According to this narration, Khul’ is not valid except with compensation, and if he (the husband) utters it without compensation and he intended divorce, then it is a revocable divorce as it can be considered as a metaphor of divorce. However, if he did not intend divorce with it, then it is nothing. This is the view of Abu Haneefah and Ash-Shaafi’i .”
However, it appears that the first opinion is closer to the truth because of its strong evidence. Based on this, if your husband had intended by his statement ‘you could have it’ to initiate Khul’ with this wording, and he did not intend just a promise to do it, then this Khul’ is valid and it is one revocable divorce as we have already clarified in Fatwa 88502.
The waiting period of a woman in Khul’ is like the waiting period of a divorced woman according to the preponderant opinion of the scholars and it is three menses as we mentioned in Fatwa 93593.
Allaah Knows best.